Behavioral finance combines psychology with finance to examine investor behavior and understand how people make financial or investment decisions, individually and collectively. The groundbreaking work of psychologists Daniel Kahneman and Amos Tversky in the 1970s-1980s revealed striking insights into the complex ways in which the human mind operates.
UPI has become the world’s largest real-time payments system. In FY2021-22, it accounted for nearly 40% of the 55 billion transactions that took place in India during the year. Total transactions crossed ~ Rs. 84 lac crore (breaching the $1 trillion mark) in the same year.
SPACs or Special Purpose Acquisition Companies have garnered a lot of boardroom attention post the successful IPO listing of companies like Virgin Galactic, WeWork, and ReNew Power. SPACs' popularity was limited only to the U.S. until now, but now they have begun being considered by regulators worldwide.
What is a stablecoin? Stablecoins are cryptocurrencies that are designed to provide users with the benefits of cryptocurrencies without the high volatility of conventional cryptocurrencies such as bitcoin or Ethereum. While conventional cryptocurrencies allow users to carry out transactions, their highly volatile nature makes them economically unviable for such transactions. This is where stablecoins come […]
The Comeback of the Decade? On the 24th of February, 2022, the world woke up to the news of Russia launching a full-scale invasion of Ukraine. What followed were sweeping economic sanctions on Russia by the U.S., Canada, and the European Union in an attempt to financially destabilize Russia. Expectedly, the Russian Ruble crashed by […]
The world was just recuperating from the COVID-19 induced economic shocks in 2022, but two major growth risks are looming large against a backdrop of alarmingly high inflation. The world economy was already facing a multi-year high inflationary pressure which got more severe due to the Russia-Ukraine conflict, which further led to the tightening of the economic cycle by the Fed.
Venture Capital deals have seen a blockbuster year (2021), but investors have turned cautious about the startup funding boom and predict that it might not sustain much longer. Although, the total global startup funding doubled in 2021, hitting a record high value of over $620 billion and a 69% jump in the number of privately held “unicorns.”
Several indicators are now pointing towards a marginal decline in housing prices. The main reason for the drop in demand is said to be an increase in mortgage rates. Meanwhile, home listings have also dropped by 7% year on year.
Last week, the carefully monitored yield differential between the 2-year and 10-year Treasury notes inverted. The yield on two-year Treasury notes reached 2.44 %, while the yield on 10-year notes was 2.38 %.